TERMS & CONDITIONS: Please read carefully before using the mm98 platform Registering with mm98 means you agree to all stated terms and conditions PLAYER PROTECTION: mm98 is committed to responsible gambling practices and data security Deposit via Touch 'n Go, GrabPay, DuitNow & FPX — all protected by 256-bit SSL TERMS & CONDITIONS: Updated January 2026 — please ensure you are reading the latest version For any questions regarding the terms and conditions, reach mm98 support 24/7 TERMS & CONDITIONS: Please read carefully before using the mm98 platform Registering with mm98 means you agree to all stated terms and conditions PLAYER PROTECTION: mm98 is committed to responsible gambling practices and data security Deposit via Touch 'n Go, GrabPay, DuitNow & FPX — all protected by 256-bit SSL TERMS & CONDITIONS: Updated January 2026 — please ensure you are reading the latest version For any questions regarding the terms and conditions, reach mm98 support 24/7
Official mm98 Document
Updated: January 2026

Terms & Conditions mm98 — The Complete Guide for Malaysian Players

Before you start playing at mm98, please take a moment to read these terms and conditions. This document outlines your rights and responsibilities as a player, as well as mm98's commitments to you — presented transparently and in plain language.

Jan 2026
Last Updated
18+
Minimum Age Requirement
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256-bit Protection
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Introduction Eligibility Account Deposit Bonus Withdrawals Games Privacy
Introduction
Agreement Between You and mm98

Thank you for choosing mm98 as your online entertainment platform. This Terms & Conditions document is a legally binding agreement between you as the user and mm98 as the platform operator. By registering an account, making a deposit, or using any service provided by mm98, you are deemed to have read, understood, and agreed to all terms and conditions set out in this document.

Mm98 has been operating since 2017 with a full commitment to transparency, fairness, and trust. This document is not an intimidating legal text — it is our way of clearly communicating how our platform works, what you can expect from us, and what we expect from you as a responsible member of the mm98 community.

Important: If you disagree with any part of these Terms & Conditions, please do not use the mm98 platform. Continued use following any updates to the terms constitutes acceptance of those changes. For any inquiries, contact mm98 customer support, available 24 hours a day.

Clause 1
Member Eligibility and Age Requirements

Mm98 only accepts users who meet the following eligibility criteria. These are not merely formalities — they reflect our commitment to ensuring the platform is used responsibly by qualified users.

Basic Eligibility Requirements

  • You must be 18 years of age or older at the time of registration — no exceptions under any circumstances
  • You must be an individual (not a company, organisation, or business entity)
  • You must register using accurate and valid personal information — the same name as on your official identification document
  • Each individual is permitted to hold only one mm98 account — owning multiple accounts is a serious breach of our terms
  • You are not currently on any active self-exclusion list or self-protection programme from any gambling platform

Age Verification: mm98 reserves the right to request age verification documentation at any time. If a user is found to be under 18 years of age, the account will be closed immediately and all balances (including winnings) will be forfeited in accordance with mm98's child protection policy.

Geographic Restrictions

The mm98 platform operates primarily for players in Malaysia. Players are responsible for ensuring their use of the platform does not violate the laws of their respective regions. mm98 is not liable for any legal consequences arising from use of the platform outside permitted jurisdictions.

Clause 2
Registration and Account Management

Creating an account at mm98 is free and can be completed in under two minutes. During registration, you are required to provide accurate and up-to-date information. You are fully responsible for keeping your password and login credentials confidential.

Account Holder Responsibilities

  • Never share your mm98 account password with anyone, including family members
  • Notify mm98 immediately if you suspect any unauthorized access to your account
  • Update your personal information whenever there are changes — phone number, email, or banking details
  • All activity that occurs through your account remains your responsibility until formally reported to mm98
  • You may not transfer, sell, or assign your mm98 account to any other party

Account Termination

Mm98 reserves the right to suspend or terminate any player's account if there is evidence of fraud, multiple account usage, bonus system abuse, or any breach of these terms. In cases of termination due to a violation, mm98 reserves the right to withhold bonus balances (but not legitimate cash balances) subject to investigation.

Self-Account Closure: If you wish to voluntarily close your mm98 account, please contact customer support. All eligible cash balances will be processed for withdrawal within 3–5 business days after your request has been verified.

Clause 3
Deposits, Payment Methods & Security

Mm98 supports a wide range of popular payment methods in Malaysia to make depositing easy. All financial transactions on the mm98 platform are protected with 256-bit SSL encryption to keep your financial data secure.

Supported Deposit Methods

Payment Methods Minimum Deposit Processing Time Fees
Touch 'n Go eWallet RM 10 Under 30 seconds None
GrabPay RM 10 Under 30 seconds None
DuitNow RM 10 Less than 1 minute None
Boost RM 10 Under 30 seconds None
ShopeePay RM 10 Under 30 seconds None
FPX (Maybank2u, CIMB Clicks) RM 30 1–2 minutes None

Important Deposit Policy

  • All deposits must originate from a payment method registered in your name — mm98 does not accept third-party deposits
  • Mm98 is not liable for delays caused by payment providers or technical issues on the bank's end
  • Deposits that cannot be verified within 24 hours will be automatically returned to the original source
  • Mm98 reserves the right to request identity verification before processing deposits that exceed certain thresholds as a fraud prevention measure
Clause 4
Bonuses, Promotions & Rollover Requirements

Mm98 offers a range of bonuses and promotions for both new and existing players. All bonuses are subject to the terms and validity periods stated on their respective promotions pages. This section outlines the general principles that apply to all mm98 bonus types.

General Bonus Principles

  • Each player is eligible to claim the Welcome Bonus only once, on their first deposit
  • Bonuses cannot be directly converted to cash before rollover requirements have been met
  • Mm98 reserves the right to void bonuses if there is evidence of system abuse or low-risk betting strategies specifically designed to circumvent rollover requirements
  • Bonus validity periods will be clearly stated in the Promotions section — expired bonuses cannot be renewed
  • Bonuses may not be transferred between accounts or combined in any manner not explicitly permitted under the relevant bonus terms

Rollover (Wagering Requirement): Rollover is the total amount you need to wager before bonus funds can be withdrawn. For example, a 5x rollover on a RM 150 bonus + RM 100 deposit means RM 1,250 must be wagered. mm98 deliberately sets rollover requirements low and reasonable compared to industry standards — this is our commitment to transparency.

Bonus Abuse

Mm98 uses advanced detection systems to identify bonus abuse patterns. This includes using multiple accounts to claim bonuses repeatedly, coordinating with other players to manipulate the bonus system, or using bots and automated scripts. Any account suspected of abusing the bonus system will be suspended pending investigation and potential termination.

Clause 5
Withdrawals and Payment Policy

Mm98 is committed to ensuring that all withdrawals are processed quickly, securely, and transparently. All eligible players may withdraw their cash balance at any time through any supported method.

Withdrawal Terms and Limits

  • The minimum withdrawal is RM 50 for regular players and RM 100 for Bronze VIP members and above
  • Withdrawals can only be made to the same payment method or under the same name as the deposit source — for fraud prevention purposes
  • Withdrawals to Malaysian eWallets (Touch 'n Go, GrabPay, DuitNow) are typically processed within 15–30 minutes
  • Transfers to a bank account via FPX typically take 1–2 hours during standard banking hours
  • Your first withdrawal may require identity verification (KYC) for accounts that have not yet been verified
  • Mm98 charges no withdrawal fees — what you request is exactly what you receive

Identity Verification (KYC): For your first withdrawal exceeding RM 5,000, or if your account has not yet completed the KYC process, mm98 will require a copy of your identification document (national ID or passport) and proof of payment method. This process is typically completed within 1–2 business days and only needs to be done once.

Clause 6
Game Rules and Player Conduct

All games on the mm98 platform — including slots, Live Casino, Sports Betting covering the Malaysia Super League and EPL, BWF badminton, e-sports such as MLBB and Valorant, and Virtual Sports — are conducted under clear and fair rules.

Fair Play Principles

  • All slots and casino games use a Random Number Generator (RNG) independently verified by an accredited third party
  • The Return to Player (RTP) percentage for each slots game ranges from 92%–97% and can be checked in the game details
  • Sports betting odds are updated in real time based on data from accredited international providers
  • Sports betting results are final based on the official results of the relevant sporting body

Prohibited Conduct

  • The use of bots, automated scripts, or any tools that provide an unfair advantage is strictly prohibited
  • Attempting to exploit technical bugs or system vulnerabilities — any winnings generated through such means will be voided
  • Colluding with other players or mm98 staff to manipulate game outcomes
  • Using insider information or data not publicly available to gain an advantage in Sports Betting

Game Result Disputes: If you believe there is an error in your game or betting outcome, please contact mm98 customer support within 72 hours of the incident. mm98 will review the system records and provide a response within 5 business days.

Clause 7
Privacy, Personal Data & Security

Mm98 takes your privacy and personal data protection very seriously. We comply with strict data protection policies and never sell or share players' personal information with third parties for marketing purposes without consent.

Data Collected and How It Is Used

  • Registration details (name, phone number, email) — for identity verification and account communications
  • Financial transaction records — for processing deposits, withdrawals, and anti-money laundering compliance
  • Platform usage data — for product improvement and user experience enhancement
  • Device and location information — for security verification and fraud prevention

For full details on how mm98 handles your personal data, including your rights to access, correction and deletion of data, please read mm98 Privacy Policy which is a separate document that forms part of this overall agreement.

Responsible Gaming

Mm98 believes betting should be a source of entertainment, not stress. We provide self-management tools including daily deposit limits, weekly betting limits, monthly loss limits, and self-exclusion periods, all of which can be activated directly from your account dashboard. For a full guide, please visit mm98 Responsible Gaming page. If you or someone you know needs help, please contact Talian Kasih: 15999.

Clause 8
Liability Limits, Terms Changes, and General Provisions

Mm98 operates with transparency and accountability, but there are liability limits that all players should be aware of.

Mm98 Liability Limits

  • Mm98 is not liable for losses resulting from internet outages, device failures, or technical issues beyond our control
  • Mm98's maximum liability to any player under any circumstances shall not exceed the net deposit amount made within the 30 days preceding the claim
  • Mm98 is not liable for any indirect or consequential losses arising from the use of the platform

Terms and Conditions Update

Mm98 reserves the right to update these Terms & Conditions at any time. Players will be notified via their registered email and in-platform notifications whenever material changes are made. Continued use of the platform after the stated update date constitutes acceptance of the revised terms. You are encouraged to check this page periodically — the latest version is always available at mm98-bangla.com/terms-conditions.

Language of Agreement

These Terms & Conditions are provided in Bahasa Melayu as the primary language for the convenience of Malaysian players. In the event of any discrepancy in interpretation, the Bahasa Melayu version shall serve as the primary reference. For further enquiries regarding any clause in this document, please contact mm98 customer support at support@mm98-bangla.com or via 24/7 live chat.

Effective Date: These Terms & Conditions take effect from January 2026 and supersede all previous versions. Any claims arising from transactions prior to this date are subject to the terms that were in force at the time of the transaction.

FAQ – mm98 Terms & Conditions

The most frequently asked questions from players regarding the platform's terms and conditions

No. mm98 strictly prohibits any individual from holding more than one account. Each player is permitted a single account linked to unique identity information, phone number, and payment method. Duplicate accounts detected will be suspended immediately and all bonus balances forfeited. Legitimate cash balances may still be claimed through a review process that can take up to 7 business days.

You can reset your password using the "Forgot Password" function on the mm98 login page — a reset link will be sent to your registered phone number or email address within minutes. If you no longer have access to your registered verification method, please contact mm98 customer support with proof of identity to receive secure account recovery assistance.

No. mm98 does not charge any fees for deposits or withdrawals across all supported methods — Touch 'n Go, GrabPay, DuitNow, Boost, ShopeePay, and FPX. The amount you deposit is the amount credited, and the amount you request to withdraw is the amount you receive. However, third-party financial institutions such as banks or eWallet operators may apply their own fees — these are beyond mm98's control.

All disputes relating to betting or game outcomes must be reported to mm98 customer support within 72 hours of the incident. The mm98 team will review system records, game logs, and relevant data before issuing a decision within 5 business days. Decisions made based on official sports body data or certified RNG systems are final and cannot be overturned on the basis of personal opinion alone.

mm98 has operated steadily since 2017 and keeps player funds separate from company operating funds as a protective measure. Player funds are held in segregated accounts and are not used for business operations. In the highly unlikely event that mm98 needs to cease operations, players will be notified in advance and given sufficient time to withdraw all valid balances.

Mm98's Commitment to Malaysian Players

More than just terms — this is our promise to every player who trusts mm98

01
Clear and Plain Terms
mm98 deliberately writes its terms and conditions in plain language that everyday players can understand — not confusing legal jargon. We believe players who understand the terms play with greater confidence and responsibility.
Transparency
02
Your Personal Data Security
Every piece of personal information you provide to mm98 is protected with 256-bit SSL encryption and stored on secure servers. mm98 has never sold, and will never sell, player data to third parties for any marketing purpose.
Security
03
Fair Bonus Terms
The 5x rollover for the mm98 Welcome Bonus is among the lowest in the Malaysian industry. We believe bonuses should be attainable for everyday players — not just large figures that are impossible to meet within the given timeframe.
Value
04
Fast Withdrawals, No Hassle
mm98's withdrawal terms are designed to protect players, not inconvenience them. Withdrawals to Touch 'n Go, GrabPay, or DuitNow are completed within 15–30 minutes — KYC verification is only required once for the long-term security of your account.
Speed
05
Responsible Gambling Support
mm98's terms actively support responsible gambling — limit management tools are available 24/7, Talian Kasih 15999 information is clearly displayed, and self-exclusion requests are always honoured without question.
Responsibility
06
Terms in Bahasa Melayu
Unlike international platforms that provide terms in English only, mm98 ensures all key documents — including Terms & Conditions and the Privacy Policy — are available in Bahasa Melayu for the convenience of Malaysian players.
Local
Agree & Start Playing

Read the Terms? Join 500,000+ Malaysian Players at mm98

By registering, you agree to mm98's Terms & Conditions and gain full access to over 2,500 games, the latest sports odds, and a 150% Welcome Bonus of up to RM 588. Minimum deposit RM 30 via Touch 'n Go or DuitNow — bonus credited instantly.

  • Register free in 2 minutes
  • 150% Bonus up to RM 588
  • Reasonable rollover terms
  • Withdrawals within 15 minutes
  • 24/7 Bahasa Malaysia Support
  • 256-bit SSL Protected
Jan 2026
Latest Terms Version
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